Lending Disclosure: We are not a direct lender, loan broker, or agent for any lender. We are a free matching service that connects borrowers with participating third-party lenders. We do not make credit decisions, issue loans, or determine loan terms.
APR Disclosure: APRs for payday loans vary by lender. In California, the maximum fee is 15% of the check amount (up to $45), which can result in an APR of approximately 460% for a 14-day loan. Your lender will provide the exact APR and terms before you sign any agreement.
Credit Check Notice: Participating lenders may perform credit checks or consumer reports through alternative providers (like DataX or Clarity) to determine your eligibility. Submitting a request does not guarantee that you will be connected with a lender or approved for a loan.
State Information: This service is intended for residents of California. Under the California Deferred Deposit Transaction Law (CDDTL), payday loans are limited to a $300 maximum check amount, resulting in a maximum cash advance of $255. Rollovers are strictly prohibited.
State Regulations: Regulated by the California Deferred Deposit Transaction Law (CDDTL). Rollovers are prohibited.